/* ==========================================================
   Hastings Financial — site styles
   Palette: white, ice blue, deep navy, steel blue
   ========================================================== */
/* Self-hosted fonts (Archivo + Inter, SIL Open Font License) */
@font-face { font-family: "Archivo"; src: url("../fonts/archivo-var.woff2") format("woff2"); font-weight: 600 900; font-stretch: 100% 125%; font-display: swap; }
@font-face { font-family: "Inter"; src: url("../fonts/inter-var.woff2") format("woff2"); font-weight: 400 700; font-display: swap; }

:root {
  /* Light & clean: white + ice blue, deep navy text, steel-blue accent */
  --bg: #ffffff;
  --bg-2: #f2f6fb;
  --surface: #ffffff;
  --surface-2: #eef4fa;
  --line: #dbe4ee;
  --text: #0f1e33;
  --text-2: #33445c;
  --muted: #56677d;
  --faint: #7d8ca0;
  --navy: #0f1e33;
  --navy-2: #16294a;
  --accent: #2e6fd8;
  --accent-2: #1f5bbf;
  --accent-ink: #ffffff;
  --sky: #5bb6e8;
  --sky-soft: #e3f1fb;
  /* legacy names kept so older page styles still work */
  --gold: var(--accent);
  --gold-2: var(--accent-2);
  --gold-ink: var(--accent-ink);
  --good: #1e9e62;
  --bad: #d64545;
  --radius: 14px;
  --radius-lg: 22px;
  --max: 1180px;
  --display: "Archivo", "Arial Narrow", system-ui, sans-serif;
  --body: "Inter", system-ui, -apple-system, "Segoe UI", sans-serif;
  --shadow: 0 24px 60px -28px rgba(15,30,51,.28);
  --shadow-sm: 0 8px 24px -14px rgba(15,30,51,.22);
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  background: var(--bg);
  color: var(--text);
  font-family: var(--body);
  font-size: 17px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--gold); text-decoration: none; }
a:hover { text-decoration: underline; }
:focus-visible { outline: 3px solid var(--gold); outline-offset: 3px; border-radius: 6px; }

.wrap { width: 100%; max-width: var(--max); margin: 0 auto; padding: 0 20px; }
.skip { position: absolute; left: -999px; top: 0; background: var(--gold); color: var(--gold-ink); padding: 10px 14px; z-index: 100; }
.skip:focus { left: 10px; top: 10px; }

/* ---------- Type ---------- */
h1, h2, h3, h4 {
  font-family: var(--display);
  font-stretch: 112%;
  line-height: 1.04;
  letter-spacing: -0.01em;
  margin: 0 0 .5em;
  text-wrap: balance;
}
h1 { font-size: clamp(2.3rem, 5.2vw, 3.9rem); font-weight: 900; text-transform: uppercase; }
h2 { font-size: clamp(1.9rem, 4.4vw, 3.2rem); font-weight: 900; text-transform: uppercase; }
h3 { font-size: 1.3rem; font-weight: 800; line-height: 1.2; }
p { margin: 0 0 1em; }
.lead { font-size: clamp(1.05rem, 1.6vw, 1.25rem); color: var(--text-2); max-width: 62ch; }
.muted { color: var(--muted); }
.eyebrow {
  display: inline-flex; align-items: center; gap: 10px;
  font-family: var(--display); font-weight: 800; font-stretch: 115%;
  text-transform: uppercase; letter-spacing: .14em; font-size: .78rem;
  color: var(--gold); margin-bottom: 16px;
}
.eyebrow::before { content: ""; width: 26px; height: 3px; background: var(--gold); border-radius: 2px; }
.hl { color: var(--gold); }
.mark {
  background: linear-gradient(transparent 58%, rgba(46,111,216,.35) 58%);
  padding: 0 .08em;
}
.strike { text-decoration: line-through; text-decoration-color: var(--bad); text-decoration-thickness: 3px; color: var(--muted); }

/* ---------- Buttons ---------- */
.btn {
  --h: 56px;
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  min-height: var(--h); padding: 0 26px;
  font-family: var(--display); font-weight: 800; font-stretch: 110%;
  text-transform: uppercase; letter-spacing: .04em; font-size: 1rem;
  border-radius: 12px; border: 2px solid transparent;
  cursor: pointer; text-decoration: none !important;
  transition: transform .15s ease, box-shadow .15s ease, background .15s ease;
}
.btn-gold { background: var(--gold); color: var(--gold-ink); box-shadow: 0 10px 30px -10px rgba(46,111,216,.55); }
.btn-gold:hover { transform: translateY(-2px); background: var(--gold-2); color: #fff; box-shadow: 0 16px 40px -12px rgba(46,111,216,.7); }
.btn-ghost { background: transparent; color: var(--text); border-color: var(--line); }
.btn-ghost:hover { border-color: var(--gold); color: var(--gold); }
.btn-lg { --h: 64px; font-size: 1.1rem; padding: 0 34px; }
.btn .arrow { transition: transform .15s ease; }
.btn:hover .arrow { transform: translateX(4px); }
.btn-sub { display: block; margin-top: 10px; font-size: .85rem; color: var(--muted); }

/* ---------- Announcement bar ---------- */
.announce {
  background: var(--gold); color: var(--gold-ink);
  font-weight: 700; font-size: .9rem; text-align: center;
  padding: 9px 16px; line-height: 1.35;
}
.announce a { color: var(--gold-ink); text-decoration: underline; font-weight: 800; }
.announce .dot { display: inline-block; width: 8px; height: 8px; border-radius: 50%; background: #c0392b; margin-right: 8px; animation: pulse 1.6s infinite; vertical-align: middle; }
@keyframes pulse { 0%{box-shadow:0 0 0 0 rgba(192,57,43,.6)} 70%{box-shadow:0 0 0 8px rgba(192,57,43,0)} 100%{box-shadow:0 0 0 0 rgba(192,57,43,0)} }

/* ---------- Header / nav ---------- */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255,255,255,.9);
  backdrop-filter: saturate(140%) blur(12px);
  -webkit-backdrop-filter: saturate(140%) blur(12px);
  border-bottom: 1px solid var(--line);
}
.nav { display: flex; align-items: center; justify-content: space-between; height: 72px; gap: 20px; }
.brand img { height: 40px; width: auto; }
.nav-links { display: flex; align-items: center; gap: 26px; }
.nav-links a { color: var(--text); font-weight: 600; font-size: .95rem; white-space: nowrap; }
.nav-links a:hover { color: var(--gold); text-decoration: none; }
.nav-links .btn { --h: 44px; padding: 0 18px; font-size: .9rem; }
.nav-toggle { display: none; background: none; border: 1px solid var(--line); color: var(--text); border-radius: 10px; width: 46px; height: 46px; cursor: pointer; }
.nav-toggle svg { width: 22px; height: 22px; }
@media (max-width: 1080px) {
  .nav-toggle { display: inline-grid; place-items: center; }
  .nav-links {
    position: absolute; top: 72px; left: 0; right: 0;
    flex-direction: column; align-items: stretch; gap: 0;
    background: var(--bg-2); border-bottom: 1px solid var(--line);
    padding: 8px 20px 20px; display: none;
  }
  .nav-links.open { display: flex; }
  .nav-links a { padding: 14px 0; border-bottom: 1px solid var(--line); }
  .nav-links .btn { margin-top: 14px; border-bottom: 0; --h: 52px; }
  .brand img { height: 34px; }
}

/* ---------- Sections ---------- */
section { padding: clamp(64px, 9vw, 112px) 0; position: relative; }
.alt { background: var(--bg-2); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.section-head { max-width: 780px; margin-bottom: 48px; }
.section-head.center { margin-left: auto; margin-right: auto; text-align: center; }
.section-head.center .eyebrow { justify-content: center; }
.section-head.center .lead { margin-left: auto; margin-right: auto; }

/* ---------- Hero ---------- */
.hero { padding: clamp(48px, 7vw, 96px) 0 clamp(56px, 7vw, 88px); overflow: hidden; }
.hero::before {
  content: ""; position: absolute; inset: 0;
  background:
    radial-gradient(700px 420px at 78% 30%, rgba(46,111,216,.14), transparent 60%),
    radial-gradient(600px 400px at 10% 90%, rgba(46,111,216,.06), transparent 60%);
  pointer-events: none;
}
.hero-grid { display: grid; grid-template-columns: 1.25fr .9fr; gap: 56px; align-items: center; position: relative; }
.hero h1 .hl { display: inline; }
.hero .lead { margin: 22px 0 30px; }
.hero-ctas { display: flex; flex-wrap: wrap; gap: 14px; align-items: flex-start; }
.hero-note { display: flex; flex-wrap: wrap; gap: 8px 22px; margin-top: 22px; color: var(--muted); font-size: .92rem; }
.hero-note span { display: inline-flex; align-items: center; gap: 8px; }
.hero-note svg { width: 18px; height: 18px; color: var(--gold); flex: none; }
.portrait {
  position: relative; border-radius: var(--radius-lg); overflow: hidden;
  border: 1px solid var(--line); box-shadow: var(--shadow);
  aspect-ratio: 4/5; background: var(--surface-2);
}
.portrait img { width: 100%; height: 100%; object-fit: cover; object-position: center 20%; }
.portrait::after { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, transparent 52%, rgba(15,30,51,.88)); }
.portrait-tag {
  position: absolute; left: 18px; right: 18px; bottom: 16px; z-index: 2;
  display: flex; justify-content: space-between; align-items: flex-end; gap: 12px;
}
.portrait-tag strong { font-family: var(--display); font-stretch: 112%; font-size: 1.25rem; display: block; line-height: 1.1; }
.portrait-tag small { color: var(--muted); font-size: .85rem; }
.badge-lic {
  background: rgba(46,111,216,.12); border: 1px solid rgba(46,111,216,.45); color: var(--gold);
  font-size: .72rem; font-weight: 700; letter-spacing: .06em; text-transform: uppercase;
  padding: 6px 10px; border-radius: 999px; white-space: nowrap;
}
@media (max-width: 900px) {
  .hero-grid { grid-template-columns: 1fr; gap: 36px; }
  .portrait { max-width: 420px; aspect-ratio: 1/1; }
}

/* ---------- Proof strip ---------- */
.stats { display: grid; grid-template-columns: repeat(4, 1fr); border: 1px solid var(--line); border-radius: var(--radius-lg); overflow: hidden; background: var(--surface); }
.stat { padding: 26px 22px; border-right: 1px solid var(--line); }
.stat:last-child { border-right: 0; }
.stat b { display: block; font-family: var(--display); font-stretch: 115%; font-weight: 900; font-size: clamp(1.9rem, 3.4vw, 2.6rem); color: var(--gold); line-height: 1; margin-bottom: 8px; }
.stat span { color: var(--muted); font-size: .92rem; line-height: 1.4; display: block; }
@media (max-width: 800px) {
  .stats { grid-template-columns: 1fr 1fr; }
  .stat:nth-child(2) { border-right: 0; }
  .stat:nth-child(-n+2) { border-bottom: 1px solid var(--line); }
}

/* ---------- Cards / grids ---------- */
.grid { display: grid; gap: 18px; }
.g2 { grid-template-columns: repeat(2, 1fr); }
.g3 { grid-template-columns: repeat(3, 1fr); }
.g4 { grid-template-columns: repeat(4, 1fr); }
@media (max-width: 980px) { .g3, .g4 { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 640px) { .g2, .g3, .g4 { grid-template-columns: 1fr; } }
.card {
  background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 26px; position: relative;
}
.card h3 { margin-bottom: .45em; }
.card p { color: var(--muted); margin: 0; font-size: .98rem; }
.card .icon {
  width: 46px; height: 46px; border-radius: 12px; display: grid; place-items: center;
  background: rgba(46,111,216,.1); color: var(--gold); margin-bottom: 18px;
  border: 1px solid rgba(46,111,216,.25);
}
.card .icon svg { width: 24px; height: 24px; }
.card-hover { transition: border-color .2s ease, transform .2s ease; }
.card-hover:hover { border-color: rgba(46,111,216,.55); transform: translateY(-3px); }

/* Pain cards */
.pain .card { border-left: 3px solid var(--sky); }
.pain .card h3 { font-size: 1.15rem; }

/* ---------- Value equation ---------- */
.equation {
  display: grid; grid-template-columns: 1fr auto 1fr; align-items: center; gap: 24px;
  background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius-lg);
  padding: clamp(24px, 4vw, 44px);
}
.eq-side { display: grid; gap: 14px; }
.eq-term { background: var(--surface-2); border: 1px solid var(--line); border-radius: 12px; padding: 18px 20px; }
.eq-term .k { font-family: var(--display); font-stretch: 115%; font-weight: 900; text-transform: uppercase; font-size: .95rem; letter-spacing: .03em; display: flex; justify-content: space-between; gap: 10px; }
.eq-term .k em { font-style: normal; color: var(--gold); }
.eq-term p { margin: 6px 0 0; color: var(--muted); font-size: .95rem; }
.eq-up .k em::before { content: "▲ "; }
.eq-down .k em::before { content: "▼ "; }
.eq-op { font-family: var(--display); font-weight: 900; font-size: 3rem; color: var(--gold); text-align: center; line-height: 1; }
.eq-op small { display: block; font-size: .7rem; letter-spacing: .12em; color: var(--muted); margin-top: 6px; }
@media (max-width: 860px) {
  .equation { grid-template-columns: 1fr; }
  .eq-op { padding: 4px 0; }
}

/* ---------- Offer stack ---------- */
.offer-box {
  border: 2px solid var(--gold); border-radius: var(--radius-lg);
  background: linear-gradient(180deg, rgba(46,111,216,.07), rgba(46,111,216,0) 40%), var(--surface);
  overflow: hidden; box-shadow: 0 30px 80px -30px rgba(46,111,216,.25);
}
.offer-top { padding: clamp(24px, 4vw, 40px); border-bottom: 1px solid var(--line); }
.offer-top h3 { font-size: clamp(1.5rem, 3vw, 2.1rem); text-transform: uppercase; font-weight: 900; margin-bottom: 10px; }
.offer-list { list-style: none; margin: 0; padding: 0; }
.offer-item {
  display: grid; grid-template-columns: 34px 1fr auto; gap: 16px; align-items: start;
  padding: 20px clamp(20px, 4vw, 40px); border-bottom: 1px solid var(--line);
}
.offer-item .num {
  width: 34px; height: 34px; border-radius: 50%; background: var(--gold); color: var(--gold-ink);
  font-family: var(--display); font-weight: 900; display: grid; place-items: center; font-size: .95rem;
}
.offer-item h4 { font-size: 1.12rem; margin: 3px 0 4px; font-weight: 800; }
.offer-item p { margin: 0; color: var(--muted); font-size: .95rem; }
.offer-item .price { font-family: var(--display); font-weight: 900; font-stretch: 112%; text-align: right; white-space: nowrap; padding-top: 4px; }
.offer-item .price small { display: block; font-family: var(--body); font-weight: 500; font-size: .72rem; color: var(--muted); text-transform: uppercase; letter-spacing: .06em; margin-bottom: 2px; }
.offer-item .price .free { color: var(--good); font-size: 1.1rem; }
.offer-item.plus { background: rgba(46,111,216,.06); }
.offer-item.plus .num { background: transparent; border: 2px solid var(--gold); color: var(--gold); }
.offer-item .tag { display: inline-block; font-size: .7rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; color: var(--gold); margin-bottom: 2px; }
.offer-total { padding: clamp(24px, 4vw, 40px); display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 22px; }
.offer-total .big { font-family: var(--display); font-stretch: 115%; font-weight: 900; font-size: clamp(1.6rem, 3.4vw, 2.4rem); text-transform: uppercase; line-height: 1.05; }
.offer-total .big .hl { font-size: 1.2em; }
@media (max-width: 640px) {
  .offer-item { grid-template-columns: 30px 1fr; }
  .offer-item .price { grid-column: 2; text-align: left; padding-top: 0; }
}

/* Scarcity */
.scarcity { display: grid; grid-template-columns: 1.2fr 1fr; gap: 18px; margin-top: 22px; }
@media (max-width: 860px) { .scarcity { grid-template-columns: 1fr; } }
.slots .bar { height: 14px; border-radius: 999px; background: var(--surface-2); border: 1px solid var(--line); overflow: hidden; margin: 14px 0 10px; }
.slots .bar i { display: block; height: 100%; background: linear-gradient(90deg, var(--gold), #ff8a1c); border-radius: 999px; }
.slots .meta { display: flex; justify-content: space-between; font-size: .9rem; color: var(--muted); }
.slots .meta b { color: var(--text); }
.countdown { display: flex; gap: 10px; margin-top: 14px; }
.countdown div { flex: 1; background: var(--surface-2); border: 1px solid var(--line); border-radius: 10px; text-align: center; padding: 10px 4px; }
.countdown b { display: block; font-family: var(--display); font-weight: 900; font-size: 1.7rem; line-height: 1; color: var(--gold); font-variant-numeric: tabular-nums; }
.countdown small { font-size: .7rem; text-transform: uppercase; letter-spacing: .1em; color: var(--muted); }

/* Guarantee */
.guarantee { display: grid; grid-template-columns: auto 1fr; gap: 26px; align-items: center; }
.seal {
  width: 120px; height: 120px; border-radius: 50%;
  border: 3px dashed var(--gold); display: grid; place-items: center; text-align: center;
  font-family: var(--display); font-weight: 900; text-transform: uppercase; font-size: .78rem; letter-spacing: .08em; color: var(--gold);
  line-height: 1.15; padding: 10px;
}
.seal b { display: block; font-size: 1.6rem; letter-spacing: 0; }
@media (max-width: 640px) { .guarantee { grid-template-columns: 1fr; } }

/* ---------- Audience tiles ---------- */
.aud h3 { font-size: 1.1rem; }
.aud .who { font-size: .72rem; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; color: var(--gold); display: block; margin-bottom: 10px; }

/* ---------- Proof ---------- */
.proof-grid { display: grid; grid-template-columns: 1.1fr 1fr; gap: 22px; align-items: start; }
@media (max-width: 900px) { .proof-grid { grid-template-columns: 1fr; } }
.receipt { margin: 0; background: var(--surface-2); border: 1px solid var(--line); border-radius: var(--radius); padding: 18px; }
.receipt img { border-radius: 10px; width: 100%; }
.receipt figcaption { color: var(--muted); font-size: .88rem; margin-top: 12px; display: flex; gap: 10px; align-items: center; }
.receipt figcaption::before { content: ""; width: 8px; height: 8px; border-radius: 50%; background: var(--good); flex: none; }
.photo { border-radius: var(--radius); overflow: hidden; border: 1px solid var(--line); position: relative; margin: 0; }
.photo img { width: 100%; height: 100%; object-fit: cover; }
.photo figcaption { position: absolute; left: 0; right: 0; bottom: 0; padding: 30px 16px 14px; font-size: .85rem; color: #fff; background: linear-gradient(transparent, rgba(15,30,51,.85)); }
.stack-photos { display: grid; gap: 18px; }
.disclaimer { font-size: .78rem; color: var(--faint); margin-top: 18px; line-height: 1.5; }

/* ---------- Steps ---------- */
.steps { counter-reset: s; }
.step { padding-top: 64px; }
.step::before {
  counter-increment: s; content: "0" counter(s);
  position: absolute; top: 22px; left: 26px;
  font-family: var(--display); font-weight: 900; font-size: 2.2rem; color: var(--gold); line-height: 1;
}

/* ---------- Split / about ---------- */
.split { display: grid; grid-template-columns: 1fr 1.1fr; gap: 56px; align-items: center; }
.split.rev { grid-template-columns: 1.1fr 1fr; }
@media (max-width: 900px) { .split, .split.rev { grid-template-columns: 1fr; gap: 32px; } }
.about-photo { border-radius: var(--radius-lg); overflow: hidden; border: 1px solid var(--line); aspect-ratio: 4/5; }
.about-photo img { width: 100%; height: 100%; object-fit: cover; object-position: center 30%; }
.quote { font-family: var(--display); font-stretch: 108%; font-weight: 700; font-size: clamp(1.25rem, 2.2vw, 1.6rem); line-height: 1.3; border-left: 4px solid var(--gold); padding-left: 20px; margin: 0 0 26px; }
.chips { display: flex; flex-wrap: wrap; gap: 8px; margin: 22px 0 0; padding: 0; list-style: none; }
.chips li { border: 1px solid var(--line); background: var(--surface); border-radius: 999px; padding: 7px 14px; font-size: .85rem; color: var(--text-2); }

/* ---------- Checks list ---------- */
.checks { list-style: none; padding: 0; margin: 0; display: grid; gap: 12px; }
.checks li { display: grid; grid-template-columns: 24px 1fr; gap: 12px; }
.checks li::before { content: ""; width: 22px; height: 22px; margin-top: 2px; border-radius: 6px; background: var(--gold) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23ffffff' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12.5l4.5 4.5L19 7.5'/%3E%3C/svg%3E") center/16px no-repeat; }
.x-list li::before { background: #fdeeee url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23d64545' stroke-width='3.2' stroke-linecap='round'%3E%3Cpath d='M7 7l10 10M17 7L7 17'/%3E%3C/svg%3E") center/14px no-repeat; border: 1px solid #f3c4c4; }

/* ---------- FAQ ---------- */
.faq { max-width: 860px; margin: 0 auto; }
.faq details { border-bottom: 1px solid var(--line); }
.faq summary {
  list-style: none; cursor: pointer; padding: 22px 44px 22px 0; position: relative;
  font-family: var(--display); font-stretch: 108%; font-weight: 800; font-size: 1.12rem;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; position: absolute; right: 6px; top: 16px; font-size: 1.8rem; color: var(--gold); font-weight: 400; transition: transform .2s ease; }
.faq details[open] summary::after { transform: rotate(45deg); }
.faq details p { color: var(--muted); padding-bottom: 20px; margin: 0; }

/* ---------- Final CTA ---------- */
.final { text-align: center; background:
  radial-gradient(700px 360px at 50% 0%, rgba(91,182,232,.22), transparent 70%), var(--bg-2); }
.fork { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; max-width: 900px; margin: 36px auto 40px; text-align: left; }
.fork .card h3 { font-size: 1.05rem; text-transform: uppercase; letter-spacing: .04em; }
.fork .bad { opacity: .75; }
.fork .good { border-color: var(--gold); }
@media (max-width: 700px) { .fork { grid-template-columns: 1fr; } }

/* ---------- Forms ---------- */
.form-card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius-lg); padding: clamp(22px, 4vw, 40px); }
.field { display: grid; gap: 7px; margin-bottom: 16px; }
.field label, .legend { font-weight: 600; font-size: .95rem; }
.field .hint { font-size: .82rem; color: var(--muted); font-weight: 400; }
input[type=text], input[type=email], input[type=tel], input[type=number], select, textarea {
  width: 100%; background: var(--bg-2); color: var(--text);
  border: 1px solid var(--line); border-radius: 10px; padding: 14px 14px; font: inherit; font-size: 16px;
}
textarea { min-height: 110px; resize: vertical; }
input:focus, select:focus, textarea:focus { outline: none; border-color: var(--gold); box-shadow: 0 0 0 3px rgba(46,111,216,.2); }
.row2 { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
@media (max-width: 600px) { .row2 { grid-template-columns: 1fr; } }
.options { display: grid; gap: 10px; }
.options.two { grid-template-columns: 1fr 1fr; }
@media (max-width: 600px) { .options.two { grid-template-columns: 1fr; } }
.opt { position: relative; }
.opt input { position: absolute; opacity: 0; inset: 0; cursor: pointer; margin: 0; }
.opt span {
  display: flex; align-items: center; gap: 12px; padding: 15px 16px; border-radius: 12px;
  background: var(--bg-2); border: 1px solid var(--line); cursor: pointer; font-weight: 500; line-height: 1.35;
  transition: border-color .15s ease, background .15s ease;
}
.opt span::before { content: ""; width: 20px; height: 20px; border-radius: 6px; border: 2px solid var(--faint); flex: none; }
.opt input[type=radio] + span::before { border-radius: 50%; }
.opt input:checked + span { border-color: var(--gold); background: rgba(46,111,216,.08); }
.opt input:checked + span::before { background: var(--gold); border-color: var(--gold); box-shadow: inset 0 0 0 3px var(--bg-2); }
.opt input:focus-visible + span { outline: 3px solid var(--gold); outline-offset: 2px; }
.consent { font-size: .8rem; color: var(--muted); margin: 6px 0 18px; }
.hidden { display: none !important; }

/* Multi-step */
.progress { display: flex; align-items: center; gap: 14px; margin-bottom: 26px; }
.progress .track { flex: 1; height: 8px; background: var(--bg-2); border-radius: 999px; overflow: hidden; border: 1px solid var(--line); }
.progress .track i { display: block; height: 100%; width: 0; background: var(--gold); transition: width .3s ease; }
.progress small { color: var(--muted); font-weight: 600; white-space: nowrap; }
.step-panel h2 { font-size: clamp(1.4rem, 3vw, 2rem); text-transform: none; font-weight: 800; margin-bottom: 6px; }
.step-panel > p { color: var(--muted); margin-bottom: 20px; }
.step-nav { display: flex; justify-content: space-between; gap: 12px; margin-top: 24px; }
.step-nav .btn { flex: 0 0 auto; }
.err { color: var(--bad); font-size: .88rem; margin-top: 10px; min-height: 1.2em; }

/* ---------- Footer ---------- */
.site-footer { background: var(--navy); color: #c9d6e6; border-top: 0; border-top: 1px solid var(--line); padding: 56px 0 36px; font-size: .92rem; }
.foot-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 36px; margin-bottom: 36px; }
@media (max-width: 800px) { .foot-grid { grid-template-columns: 1fr; } }
.site-footer h4 { font-size: .8rem; text-transform: uppercase; letter-spacing: .14em; color: var(--muted); margin-bottom: 14px; }
.site-footer ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 8px; }
.site-footer a { color: var(--text); }
.site-footer a:hover { color: var(--gold); }
.legal { border-top: 1px solid var(--line); padding-top: 24px; color: var(--faint); font-size: .76rem; line-height: 1.6; }
.legal p { margin-bottom: .8em; }
.legal a { color: var(--muted); text-decoration: underline; }
.brokercheck { display: block; border: 1px solid var(--line); border-radius: 10px; padding: 10px 14px; margin-bottom: 18px; color: var(--muted) !important; text-decoration: none !important; font-size: .82rem; }
.brokercheck b { color: var(--text); }

/* Sticky mobile CTA */
.mobile-cta { position: fixed; left: 12px; right: 12px; bottom: 12px; z-index: 60; display: none; }
.mobile-cta .btn { width: 100%; box-shadow: 0 12px 40px rgba(15,30,51,.35); }
@media (max-width: 700px) { .mobile-cta.show { display: block; } body.has-mcta { padding-bottom: 84px; } }

/* Reveal */
.reveal { opacity: 0; transform: translateY(18px); transition: opacity .6s ease, transform .6s ease; }
.reveal.in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .reveal { opacity: 1; transform: none; transition: none; }
  .announce .dot { animation: none; }
}

/* Page hero (inner pages) */
.page-hero { padding: clamp(48px, 7vw, 88px) 0 clamp(28px, 4vw, 48px); }
.page-hero h1 { font-size: clamp(2.1rem, 5vw, 3.6rem); }
.narrow { max-width: 760px; margin: 0 auto; }
.prose h2 { font-size: 1.5rem; text-transform: none; margin-top: 1.6em; }
.prose p, .prose li { color: var(--text-2); }
.eq-title { grid-column: 1 / -1; text-align: center; font-family: var(--display); font-stretch: 112%; font-weight: 900; text-transform: uppercase; font-size: clamp(1rem, 2.2vw, 1.35rem); letter-spacing: .02em; padding-bottom: 8px; border-bottom: 1px dashed var(--line); margin-bottom: 4px; }
.eq-title span { color: var(--gold); }
@media (max-width: 600px) {
  .hero-ctas { flex-direction: column; align-items: stretch; }
  .hero-ctas .btn { width: 100%; }
  .hero-ctas .btn-sub { text-align: center; }
  .portrait-tag { flex-direction: column; align-items: flex-start; }
  .stat { padding: 20px 16px; }
}
#qualify { scroll-margin-top: 96px; }
@media (max-width: 600px) { .form-card .btn { font-size: .92rem; padding: 0 16px; } }

/* ---------- 1099 VSL promo band (homepage) ---------- */
.vsl-promo { display: grid; grid-template-columns: 300px 1fr; gap: 26px; align-items: center; background: var(--surface); border: 1px solid rgba(46,111,216,.5); border-radius: var(--radius-lg); padding: 16px; color: var(--text); text-decoration: none !important; transition: border-color .2s ease, transform .2s ease; }
.vsl-promo:hover { border-color: var(--gold); transform: translateY(-2px); }
.vsl-promo .thumb { position: relative; display: block; border-radius: 12px; overflow: hidden; aspect-ratio: 16/9; background: var(--navy); }
.vsl-promo .thumb img { width: 100%; height: 100%; object-fit: cover; }
.vsl-promo .play { position: absolute; left: 50%; top: 50%; width: 60px; height: 60px; margin: -30px 0 0 -30px; border-radius: 50%; background: var(--gold); box-shadow: 0 0 0 8px rgba(46,111,216,.25); }
.vsl-promo .play::after { content: ""; position: absolute; left: 24px; top: 18px; border-left: 18px solid var(--gold-ink); border-top: 12px solid transparent; border-bottom: 12px solid transparent; }
.vsl-promo .txt { display: grid; gap: 6px; padding-right: 10px; }
.vsl-promo .eyebrow { margin-bottom: 2px; }
.vsl-promo strong { font-family: var(--display); font-stretch: 112%; font-weight: 900; text-transform: uppercase; font-size: clamp(1.15rem, 2.2vw, 1.5rem); line-height: 1.15; }
.vsl-promo .go { color: var(--gold); font-weight: 700; margin-top: 4px; }
@media (max-width: 700px) { .vsl-promo { grid-template-columns: 1fr; gap: 16px; } .vsl-promo .txt { padding: 0 6px 6px; } }

/* ==========================================================
   v2 additions — light theme polish, multi-page nav,
   home program cards, money-as-a-tool, interactive house,
   education library
   ========================================================== */
.lead { color: var(--text-2); }
.hl { color: var(--accent); }
.eyebrow::before { background: var(--sky); }
.alt { background: var(--bg-2); }
.card { box-shadow: var(--shadow-sm); }
.btn-ghost { background: #fff; color: var(--text); border-color: var(--line); }
.btn-ghost:hover { border-color: var(--accent); color: var(--accent); }
.portrait-tag strong { color: #fff; }
.portrait-tag small { color: #c9d6e6; }
.badge-lic { background: rgba(255,255,255,.14); border-color: rgba(255,255,255,.5); color: #fff; }
.hero::before {
  background:
    radial-gradient(700px 420px at 80% 25%, rgba(91,182,232,.20), transparent 60%),
    radial-gradient(600px 400px at 5% 95%, rgba(46,111,216,.08), transparent 60%);
}
.stats { box-shadow: var(--shadow-sm); }
.offer-item .price .free { color: var(--good); }

/* Nav: current page */
.nav-links a[aria-current="page"]:not(.btn) { color: var(--accent); box-shadow: inset 0 -3px 0 var(--accent); padding-bottom: 4px; }
@media (max-width: 1080px) {
  .nav-links { background: #fff; box-shadow: var(--shadow); }
  .nav-links a[aria-current="page"]:not(.btn) { box-shadow: none; padding-bottom: 14px; }
}
.nav-links { gap: 22px; }
.nav-toggle { color: var(--text); background: #fff; }

/* Footer on navy */
.site-footer .muted { color: #a9bbd1; }
.site-footer h4 { color: #8fb3db; }
.site-footer a { color: #fff; }
.site-footer a:hover { color: var(--sky); }
.legal { border-top-color: rgba(255,255,255,.12); color: #8ea2bb; }
.legal a { color: #c9d6e6; }
.brokercheck { border-color: rgba(255,255,255,.18); color: #a9bbd1 !important; }
.brokercheck b { color: #fff; }

/* Inner page hero */
.page-hero { background: linear-gradient(180deg, var(--sky-soft), var(--bg) 85%); overflow: hidden; }
.page-hero .lead { margin-top: 14px; }
.page-hero.center { text-align: center; }
.page-hero.center .eyebrow { justify-content: center; }
.page-hero.center .lead { margin-left: auto; margin-right: auto; }

/* Home: program cards (acquisition.com-style "pick your path") */
.programs { display: grid; grid-template-columns: repeat(2, 1fr); gap: 18px; }
@media (max-width: 760px) { .programs { grid-template-columns: 1fr; } }
.program { display: grid; grid-template-rows: auto 1fr auto; gap: 10px; padding: 30px; border-radius: var(--radius-lg); background: #fff; border: 1px solid var(--line); box-shadow: var(--shadow-sm); color: var(--text); text-decoration: none !important; transition: transform .2s ease, border-color .2s ease, box-shadow .2s ease; }
.program:hover { transform: translateY(-4px); border-color: var(--accent); box-shadow: var(--shadow); }
.program .tagrow { display: flex; justify-content: space-between; align-items: center; gap: 10px; }
.program .pill { font-size: .72rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; color: var(--accent); background: var(--sky-soft); border-radius: 999px; padding: 5px 11px; }
.program .icon { width: 46px; height: 46px; border-radius: 12px; display: grid; place-items: center; background: var(--sky-soft); color: var(--accent); }
.program .icon svg { width: 24px; height: 24px; }
.program h3 { font-size: 1.45rem; text-transform: uppercase; font-weight: 900; margin: 6px 0 0; }
.program p { color: var(--muted); margin: 0; }
.program .go { font-family: var(--display); font-weight: 800; text-transform: uppercase; letter-spacing: .04em; color: var(--accent); margin-top: 8px; }
.program.feature { background: linear-gradient(160deg, var(--navy) 0%, var(--navy-2) 100%); color: #fff; border-color: transparent; }
.program.feature p { color: #c9d6e6; }
.program.feature .pill { background: rgba(91,182,232,.18); color: var(--sky); }
.program.feature .icon { background: rgba(91,182,232,.16); color: var(--sky); }
.program.feature .go { color: var(--sky); }

/* Home: founder strip */
.founder { display: grid; grid-template-columns: 280px 1fr; gap: 40px; align-items: center; }
.founder img { border-radius: var(--radius-lg); aspect-ratio: 1/1; object-fit: cover; object-position: center 25%; box-shadow: var(--shadow); }
@media (max-width: 760px) { .founder { grid-template-columns: 1fr; } .founder img { max-width: 260px; } }

/* Money is a tool */
.tool-intro { display: grid; grid-template-columns: 1.05fr 1fr; gap: 48px; align-items: center; margin-bottom: 44px; }
@media (max-width: 900px) { .tool-intro { grid-template-columns: 1fr; gap: 24px; } }
.tool-steps { list-style: none; margin: 0; padding: 0; display: grid; gap: 12px; }
.tool-steps li { display: grid; grid-template-columns: 44px 1fr; gap: 14px; align-items: start; background: #fff; border: 1px solid var(--line); border-radius: 14px; padding: 16px 18px; box-shadow: var(--shadow-sm); }
.tool-steps b { display: grid; place-items: center; width: 44px; height: 44px; border-radius: 12px; background: var(--sky-soft); color: var(--accent); font-family: var(--display); font-weight: 900; font-size: 1.05rem; }
.tool-steps strong { display: block; font-family: var(--display); font-stretch: 108%; font-size: 1.05rem; text-transform: uppercase; letter-spacing: .02em; }
.tool-steps span { color: var(--muted); font-size: .95rem; }

/* ---------- Interactive Financial House ---------- */
.house { display: grid; grid-template-columns: minmax(0, 1.35fr) minmax(0, 1fr); gap: 28px; align-items: center; background: linear-gradient(180deg, #fff, var(--bg-2)); border: 1px solid var(--line); border-radius: var(--radius-lg); padding: clamp(18px, 3.5vw, 40px); box-shadow: var(--shadow); }
@media (max-width: 900px) { .house { grid-template-columns: minmax(0, 1fr); } }
.house-stage { display: grid; gap: 12px; padding: 18px 6px 4px; }
.h-part { font: inherit; color: inherit; cursor: pointer; border: 0; margin: 0; text-align: center; position: relative; -webkit-tap-highlight-color: transparent;
  transition: transform .28s cubic-bezier(.2,.9,.3,1.3), opacity .25s ease, filter .25s ease, box-shadow .25s ease, background .25s ease, color .25s ease; }
.h-part:focus-visible { outline: 3px solid var(--accent); outline-offset: 4px; }
.house.is-active .h-part:not(.active) { opacity: .42; filter: saturate(.5); }
.h-kicker { display: block; font-family: var(--display); font-weight: 800; font-stretch: 115%; font-size: .7rem; letter-spacing: .16em; text-transform: uppercase; color: var(--accent); }
.h-title { display: block; font-family: var(--display); font-weight: 900; font-stretch: 108%; line-height: 1.12; }
.h-sub { display: block; font-size: .82rem; color: var(--muted); line-height: 1.4; margin-top: 4px; }

/* Roof */
.h-roof-wrap { filter: drop-shadow(0 10px 18px rgba(15,30,51,.16)); transition: filter .25s ease; }
.h-roof { width: 100%; aspect-ratio: 3.1 / 1; background: linear-gradient(180deg, var(--navy-2), var(--navy)); color: #fff;
  clip-path: polygon(50% 0, 100% 100%, 0 100%); display: grid; align-content: end; justify-items: center; padding: 0 22% 6%; }
.h-roof .h-kicker { color: var(--sky); }
.h-roof .h-title { font-size: clamp(1rem, 2.2vw, 1.45rem); }
.h-roof .h-sub { color: #c9d6e6; font-size: clamp(.68rem, 1.2vw, .82rem); }
.h-roof.active { transform: translateY(-10px) scale(1.05); background: linear-gradient(180deg, var(--accent), var(--accent-2)); }
.h-roof.active .h-kicker { color: #fff; }
.h-roof.active .h-sub { color: #e7f0ff; }

/* Frame */
.h-frame-label, .h-found-label { text-align: center; }
.h-frame { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: clamp(8px, 1.6vw, 16px); padding: 0 5%; }
.h-pillar { background: #fff; border: 2px solid var(--line); border-top: 6px solid var(--sky); border-radius: 12px; min-height: clamp(96px, 13vw, 140px); display: grid; place-items: center; padding: 10px 6px; box-shadow: var(--shadow-sm); }
.h-pillar .h-title { font-size: clamp(.78rem, 1.5vw, 1.02rem); }
.h-pillar.active { transform: translateY(-10px) scale(1.1); border-color: var(--accent); border-top-color: var(--accent); background: var(--accent); color: #fff; box-shadow: 0 22px 40px -16px rgba(46,111,216,.6); z-index: 2; }

/* Foundation */
.h-found { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 0; background: var(--sky-soft); border: 2px solid #bcd7f1; border-radius: 14px; overflow: visible; }
.h-block { background: transparent; padding: clamp(14px, 2.4vw, 22px) 8px; border-right: 2px solid #bcd7f1; }
.h-block:first-child { border-radius: 12px 0 0 12px; }
.h-block:last-child { border-right: 0; border-radius: 0 12px 12px 0; }
.h-block .h-title { font-size: clamp(.8rem, 1.6vw, 1.08rem); color: var(--navy); }
.h-block.active { transform: translateY(-8px) scale(1.08); background: var(--navy); border-radius: 12px; box-shadow: 0 22px 40px -16px rgba(15,30,51,.55); z-index: 2; }
.h-block.active .h-title { color: #fff; }

/* Ground: money is the tool */
.h-ground { display: flex; align-items: center; justify-content: center; gap: 10px; margin-top: 4px; padding: 12px 14px; border-radius: 12px; background: repeating-linear-gradient(135deg, #e9f1f9 0 10px, #f4f8fc 10px 20px); border: 1px dashed #b6cbe2; color: var(--text-2); font-size: .9rem; font-weight: 600; text-align: center; }
.h-ground svg { width: 22px; height: 22px; color: var(--good); flex: none; }

/* Detail panel */
.house-detail { background: #fff; border: 1px solid var(--line); border-radius: 18px; padding: clamp(20px, 3vw, 30px); min-height: 300px; display: grid; align-content: start; gap: 10px; box-shadow: var(--shadow-sm); }
.house-detail .h-kicker { font-size: .74rem; }
.house-detail h3 { font-size: clamp(1.35rem, 2.6vw, 1.8rem); text-transform: uppercase; font-weight: 900; margin: 0; }
.house-detail p { color: var(--text-2); margin: 0; }
.house-detail .in-bp { margin-top: 6px; padding: 14px 16px; border-radius: 12px; background: var(--sky-soft); color: var(--navy); font-size: .95rem; }
.house-detail .in-bp b { display: block; font-family: var(--display); text-transform: uppercase; font-size: .78rem; letter-spacing: .12em; color: var(--accent); margin-bottom: 4px; }
.house-detail .hint { color: var(--muted); font-size: .9rem; }
.house-detail .chips { margin-top: 4px; }
.house-detail .chips li { background: var(--surface-2); color: var(--text-2); }
.house-detail.swap { animation: hdIn .3s ease; }
@keyframes hdIn { from { opacity: 0; transform: translateY(6px); } to { opacity: 1; transform: none; } }
@media (max-width: 520px) {
  .h-roof { padding: 0 18% 5%; }
  .h-roof .h-sub { display: none; }
  .h-frame { padding: 0; gap: 6px; }
  .h-pillar { padding: 8px 2px; border-radius: 10px; min-height: 84px; }
  .house { padding: 12px; }
  .house-stage { padding: 12px 0 0; }
  .h-pillar .h-title, .h-block .h-title { font-size: .7rem; font-stretch: 100%; hyphens: auto; overflow-wrap: anywhere; }
  .h-block { padding: 12px 4px; }
  .h-roof .h-title { font-size: .95rem; }
  .h-ground { font-size: .8rem; }
}
@media (prefers-reduced-motion: reduce) { .h-part, .house-detail.swap { transition: none; animation: none; } }

/* Offer total under the house */
.offer-bar { margin-top: 22px; display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 20px; padding: clamp(22px, 3.5vw, 34px); border-radius: var(--radius-lg); background: linear-gradient(160deg, var(--navy), var(--navy-2)); color: #fff; }
.offer-bar .big { font-family: var(--display); font-stretch: 115%; font-weight: 900; font-size: clamp(1.5rem, 3.2vw, 2.3rem); text-transform: uppercase; line-height: 1.05; }
.offer-bar .big .hl { color: var(--sky); }
.offer-bar small { display: block; font-family: var(--body); font-weight: 500; text-transform: none; letter-spacing: 0; font-size: .95rem; color: #c9d6e6; margin-top: 8px; }
.gets { display: grid; grid-template-columns: repeat(auto-fit, minmax(210px, 1fr)); gap: 12px; margin-top: 22px; }
.gets div { background: #fff; border: 1px solid var(--line); border-radius: 12px; padding: 14px 16px; display: grid; grid-template-columns: 22px 1fr; gap: 10px; font-size: .95rem; color: var(--text-2); box-shadow: var(--shadow-sm); }
.gets svg { width: 20px; height: 20px; color: var(--good); margin-top: 2px; }

/* Education library */
.edu-group { margin-bottom: 54px; }
.edu-group:last-child { margin-bottom: 0; }
.edu-group > h2 { font-size: clamp(1.4rem, 3vw, 2rem); margin-bottom: 6px; }
.edu-group > p { color: var(--muted); margin-bottom: 22px; max-width: 64ch; }
.edu-card { display: grid; grid-template-rows: auto auto 1fr auto; gap: 8px; text-decoration: none !important; color: var(--text); }
a.edu-card:hover { border-color: var(--accent); transform: translateY(-3px); }
.edu-card { transition: transform .2s ease, border-color .2s ease; }
.status { justify-self: start; font-size: .7rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; border-radius: 999px; padding: 4px 10px; }
.status.live { background: #e3f6ec; color: #13744a; }
.status.soon { background: var(--surface-2); color: var(--muted); }
.edu-card .go { font-weight: 700; color: var(--accent); margin-top: 6px; }
.edu-card.is-soon { background: var(--bg-2); box-shadow: none; }
.notify { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 18px; }
.notify input[type=email] { flex: 1 1 240px; background: #fff; }
.notify .btn { --h: 52px; }

/* Workshops band on home/services */
.org-band { display: grid; grid-template-columns: 1fr auto; gap: 24px; align-items: center; background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); padding: clamp(22px, 3.5vw, 34px); box-shadow: var(--shadow-sm); }
@media (max-width: 760px) { .org-band { grid-template-columns: 1fr; } }
.org-band h3 { text-transform: uppercase; font-size: 1.35rem; font-weight: 900; }
.org-band p { color: var(--muted); margin: 0; }

/* Inputs on light */
input[type=text], input[type=email], input[type=tel], input[type=number], select, textarea { background: #fff; }
.opt span { background: #fff; }
.opt input:checked + span::before { box-shadow: inset 0 0 0 3px #fff; }
.house-mini { grid-template-columns: 1fr; padding: clamp(14px, 2.5vw, 26px); transition: transform .2s ease, box-shadow .2s ease; }
.house-mini:hover { transform: translateY(-4px); }
.house-mini .h-part { cursor: inherit; }